Understanding Insurance: What You Need to Know

Let’s be honest, insurance can be confusing. There are policies for nearly everything, and navigating what you actually need versus what someone’s trying to sell you? That’s where most people throw up their hands.

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But here’s the truth:

Insurance is more than just red tape or fine print. It’s a way to protect the life you’ve worked hard to build, your home, your health, your business, your family, even the jewelry you wear.

At 20 West Insurance, we’re here to make sense of it all.

 

What Exactly Can You Insure?

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Most people think of insurance as “car and health.” But the real list is a lot deeper:

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• Your car or motorcycle

• Your home, condo, or rental

• Your small business or commercial building

• Your healthcare needs, including Medicare and private plans

• Your life, so loved ones aren't left with financial strain

• Your final expenses, so your family isn’t burdened later

• Even your pets, travel plans, identity, or wedding ring

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If it’s valuable to you, chances are.. there’s a policy to protect it.

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Why It Gets Confusing

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Insurance isn't a one-size-fits-all deal. Between premiums, deductibles, limits, riders, and exclusions, most people don’t feel confident they’ve got the right coverage until it’s too late.

That’s why we don’t just sell policies.
We explain them.
We compare them.
And we match you to coverage that actually fits, your budget, your needs, your real life.

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Let’s Make It Simple

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We believe insurance should feel empowering, not overwhelming. So whether you’re:

• Getting coverage for the first time

• Changing plans

• Adding protection for something new

...we’re here to make it clear, affordable, and personal.

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Ready to Get Covered the Right Way?

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We offer no-pressure consultations and walk you through everything step-by-step. No jargon, no guesswork, just peace of mind.